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External Dental Payment Plan Option

Working to make your dental care affordable

Financing Options

At Cypress Towne Dental, we recognize that sometimes dental insurance doesn’t cover all the services you need, or you may prefer not to pay for a treatment in one lump sum. That’s why we accept CareCredit and Compassionate Finance. These financing options allow you to manage the cost of your treatments by making smaller, more manageable payments over time.


CareCredit is designed to help cover out-of-pocket medical expenses not paid by insurance. This service is available at over 225,000 providers nationwide, offering a range of wellness services.

For purchases of $200 or more, CareCredit provides 6, 12, 18, or 24 months of interest-free financing, as long as the minimum monthly payments are made and the total is paid off within the promotional period. If the balance isn’t paid by the end of the period, interest will be charged from the original purchase date.

For larger expenses, CareCredit also offers extended financing plans with Reduced APR for periods of 24, 36, 48, or 60 months. Eligible purchases over $1,000 can avail of plans with APRs ranging from 14.90% to 16.90%, depending on the term. Purchases over $2,500 may qualify for a 60-month plan at 17.90% APR.

Applicants must apply to qualify for CareCredit. For more information about CareCredit services and the application process, visit the following link.


At Cypress Towne Dental, we understand the importance of flexible payment options for dental care. That’s why we’re pleased to offer Sunbit as a financing solution. Sunbit provides a stress-free way to cover your dental expenses, allowing you to split the cost into manageable monthly payments. You can choose from various plan lengths including 3, 6, or 12 months, with the option for 0% APR on 3-month plans for all qualified customers. The application process is quick, taking just about 30 seconds, and involves no hard credit check, ensuring your credit score isn’t affected.

Sunbit is designed to approve 90% of applicants, making it accessible to a broad range of patients. This makes it easier for you to proceed with necessary dental treatments without financial strain. For more information on how Sunbit works and to see if you qualify, you can visit their website here.

More Dental Financing Questions?

If you have more questions on the external payment plans we accept or just want to learn more about our office, contact us using the button below.

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